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Why Sell a Note? People always wonder why someone would sell their notes at a discount. One of the reasons is having a purpose you can use the money for where you’ll make even more than what you were making on the note. It’s a very popular reason for investors. They create a lot of notes and they sell them ...

A low loan-to-value ratio makes your note safer and increases its resale value. The loan-to-value ratio for your note is the sum of the current loan balance for your loan and all senior loans divided by the current market value of the property securing the note. Loan-to-value ratio for a second loan having a current balance of $30,000, an underlying ...

When I got started in the business and learning from my attorney friend, after about five days in, he patted me on the back and said, “You know, go get ’em tiger.” I went back home and started scratching my head because there was no marketing strategy or plan. It was just like, “There you go. Good luck.” As I ...

I have noticed that there are a lot of people involved in real estate nowadays, especially the fix and flip market. I see the banks are not addressing the under-served side of the consumer base, meaning people that earn less than $150,000. Home ownership, as far as home values go, is not typically served or addressed by the banks. There’s ...

Yields The beauty of the note business and the challenge of the note business at the same time is the infamous question of “what is your yield?” Or “what kind of return are you looking for?” We get that question on a regular basis from sellers and we also get that question on a regular basis from investors. How can ...

One of the most important parts of creating a high-quality note has everything to do with the information that the note holder gathers on the borrower. Meaning that when you’re creating a mortgage or a note or carrying back a note or mortgage on a property, you want to make sure that you have a 1003 on that borrower or ...

How to Find Notes Over the years I’ve been asked, “Troy, I’ve got some money and I’m interested in investing. How do I find one of these notes?” There’s a couple of things that people need to understand about buying notes, and part of it has to do with the marketing side of it and part of it has to ...

While you might want to return every email immediately and personally, understand that as your number of investments, offers and deals grow, you simply won’t be able to answer every email. So be careful about the precedents you set to avoid future disappointment. For you and your contacts. Time Management Apps Apps like Time Doctor and Rescue Time claim to recover an ...

Is a Partnership Right For You? There may be more horror stories about ex-business partners than about ex-spouses, and taking on a partner in some ways are more dangerous; especially when you consider the U.S. divorce rate is more than 50%. Friendships have been ruined and families torn apart by well-intentioned business plans. However, this doesn’t mean that partnerships are ...

Regardless of what type of investing you are on the market for in the real estate world, you always want to make sure you have a contract for the deed. Knowing the law and the how it obtains to your deed is one of the most crucial steps in your investing process. We all need to protect ourselves and our ...