Articles & Blog

Why Sell A Note

Why Sell a Note? People always wonder why someone would sell their notes at a discount. One of the reasons is having a purpose you can use the money for where you’ll make even more than what you were making on the note. It’s a very popular reason for investors. They create a lot of notes and they sell them ...

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Note Safety

A low loan-to-value ratio makes your note safer and increases its resale value. The loan-to-value ratio for your note is the sum of the current loan balance for your loan and all senior loans divided by the current market value of the property securing the note. Loan-to-value ratio for a second loan having a current balance of $30,000, an underlying ...

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Learning The Hard Way

When I got started in the business and learning from my attorney friend, after about five days in, he patted me on the back and said, “You know, go get ’em tiger.” I went back home and started scratching my head because there was no marketing strategy or plan. It was just like, “There you go. Good luck.” As I ...

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Getting Started With Notes

I have noticed that there are a lot of people involved in real estate nowadays, especially the fix and flip market. I see the banks are not addressing the under-served side of the consumer base, meaning people that earn less than $150,000. Home ownership, as far as home values go, is not typically served or addressed by the banks. There’s ...

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Yields and Returns on Capital

Yields The beauty of the note business and the challenge of the note business at the same time is the infamous question of “what is your yield?” Or “what kind of return are you looking for?” We get that question on a regular basis from sellers and we also get that question on a regular basis from investors. How can ...

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Creating High Quality Notes

One of the most important parts of creating a high-quality note has everything to do with the information that the note holder gathers on the borrower. Meaning that when you’re creating a mortgage or a note or carrying back a note or mortgage on a property, you want to make sure that you have a 1003 on that borrower or ...

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How to Find Notes

How to Find Notes Over the years I’ve been asked, “Troy, I’ve got some money and I’m interested in investing. How do I find one of these notes?” There’s a couple of things that people need to understand about buying notes, and part of it has to do with the marketing side of it and part of it has to ...

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The Power of Credit

Credit plays a big role when it comes to notes. You still have to have good credit, and we look at this in length. What’s driving this person’s credit down? Is it the fact they went through a tough season and they haven’t taken time to re-establish credit? Are the issues on their credit old issues? Are they recent issues? ...

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Working With Title Companies to Source Deals

This week, I want to introduce you to a strategy that I have been using throughout my years in business… That is working with the servicing division of local title companies to source Note Deals and advertise your company. The large title companies that we know on a nationwide basis, places like First American, Fidelity Title, Stewart Title, Chicago Title, ...

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PINNACLE INVESTMENTS OFFERS AMAZON BEST SELLING BOOK ON HOW TO BREAK INTO MORTGAGE INVESTMENTS

CHANDLER, AZ (2/5/19)— Mortgage notes have always been one of investor’s best-kept secrets, according to Pinnacle Investment’s own Troy Fullwood. They are a low-entry opportunity with potential for steady long-term monthly income. So why are so few investors utilizing notes within their own investment portfolios? According to Fullwood there is a lack of information on the subject—something he believes he ...

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